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7 tips for buying cheap motorcycle insurance

7 tips for buying cheap motorcycle insurance

Posted on March 9, 2022March 9, 2022 By Admin

When purchasing motorcycle insurance, it is important that you find the best value for your money. Keep in mind that a cheap policy may not provide enough coverage. Below are some tips to help you save money on your motorcycle insurance. Read on to find out more.

Choose a less expensive bike

Older or smaller bikes don’t use as much power because they use smaller motors. As a result, your insurance policy will also be cheap. In fact, most motorcycles are easier to maintain and replace. That being said, smaller vehicles don’t cause major injury or damage in an accident. On the other hand, this may not be the case with classic or expensive bikes.

Avoid modified motorcycles

Your premiums will take a bigger toll on your wallet if you have a modified bike. This is because these modifications can make your bike more expensive to repair or replace. Also, these bikes are easier for thieves to steal.

Apart from that, imported vehicles are also more expensive from an insurance point of view. It is therefore better not to buy unusual or converted vehicles if you want to be on the safe side.

Limit your mileage

Anyone who travels a lot by motorcycle has to pay higher insurance premiums. This is because you don’t have to go to your insurer to get the repair money. So it’s a good idea to limit your mileage.

Pay annually

You can save a lot of money by paying your insurance premium in one installment. The reason is that this method allows you to avoid paying interest.

Improve the safety of your motorcycle

By improving the safety of your motorcycle, you can save a lot of money on your insurance policy. Therefore, you should equip your vehicle with an immobilizer and an alarm system to keep thieves away. Apart from that, you can also install a tracker. This will help you get your bike back if someone steals it.

While this will cost you money, the savings on your insurance policy will be much greater.

Park in a safe place

Maybe you want to store your bike in a safe place like your shed or garage. This way your vehicle will be much safer.

Name the main driver of your motorcycle

If you have an inexperienced or young driver on your insurance policy, you may have to pay higher insurance premiums. On the other hand, an experienced driver has to pay lower premiums.

Therefore, you must clearly identify the main driver of your motorcycle. And if you don’t follow this tip, it will be considered a form of insurance fraud, resulting in your claims being denied.

In short, these are some tips to follow when looking to get motorcycle insurance. Hopefully these tips will help you get a cheap insurance policy.

Insurence Tags:motorcycle insurance

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